0% Credit Card Processing


0% Credit Card

A unique program developed to help merchants nationwide save virtually 100% on processing fees by offering their customers a discount for paying with Cash or in-store gift cards.

Collect 100% of your processing sales

  • NO Transaction Fees | NO Junk Fees!
  • 100% legal. Available in all 50 states
  • Eliminate processing fees
  • Next day funding
  • No Upfront Costs

Our merchants love this program and there has been virtually no negative impact on their customers. Customers understand the high costs of processing payments and opt-in or use cash.

We change the way you get paid

With recent law changes and the advancement of our proprietary software, your business can now accept credit cards for FREE!

As stated in the Durbin Amendment §124.STAT.2073, 9b2, businesses are permitted to offer a discount to customers as an incentive and to encourage customers to pay by alternative methods other than credit/debit cards including either checks or cash in order to automatically receive a discount which is applied at the time of sale.

eDataPay Introduces 0% Processing! It is a method of passing a service fee to all customers while giving a discount to those who pay with cash.

Traditional Processing
  • Credit/Debit Card

  • Payment Terminal

    Charges 2,7%-3,5%
    processing fee

  • Customer Pays no fee.
    Gets rewards points
  • Merchant Receives 96% of sale amount
New eDataPay 0% Processing
  • Credit/Debit Card

  • Payment Terminal Auto-calculates
    3,99% fee

  • Customer Pays small fee.
    Still gets rewards points
  • Merchant

    Receives 100% of sale amount

The eDataPay 0% Processing
Will once and for all
Eliminate all Processing Fees

With the new 0% Processing plan, you’ll never have to worry about processing fees. Our exceptional customer service will make you a happy customer. Thousands of merchants are already using eDataPay banks, and more are signing on every day.

See if your business qualifies for 0% Processing

Just about any business that accepts credit cards can benefit from the eDataPay pricing model.

From auto repair shops and daycare centers to retail establishments and professionals like doctors, lawyers, dentists and accountants, eDataPay can put more money in your pocket every month — a lot of it!

Get Started Today!

We have a 100% satisfaction guarantee. If for any reason you want to stop using Cash Discount Program, we will immediately change you back to traditional interchange pricing. We got you covered!

Zero Cost Processing to the Merchant


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