Getting added to the Terminated Merchant File (TMF), also known as the MasterCard Alert To Control High-risk Merchants (MATCH) list, can seem like a death sentence for any business. The TMF is a list maintained by the credit card processing industry that keeps track of business and business owners whose merchant accounts were terminated for excessive chargebacks, participation in fraudulent activity, money laundering, or similarly severe account misuse. Generally, placement on the MATCH list prevents merchants from processing credit cards through all major domestic banks until they are either removed from the MATCH list or they find a processor willing to take a risk on them. Luckily, however, there are a few merchant account providers that can enable TMF/MATCH businesses to accept credit cards. These providers specialize in high risk business types and can help business owners open accounts through offshore banks if necessary.

To help you find a processor for your previously terminated business, we’ve put together the following list of the best merchant accounts for TMF/MATCH merchants. The companies on this list offer e-commerce solutions, MOTO processing, internet marketing tools, and other useful services for operating your high risk business. They are also known to provide low-commitment contracts with transparent pricing and quality customer service. To find the right provider for your TMF/MATCH company, be sure to research each processor’s products and features and compare pricing and terms.

 

 

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