eDataPay and eData Financial Group are running limited‑time promotions that make it dramatically cheaper for businesses to start accepting cards and digital payments, including 0% processing options, free smart terminals, and full POS rentals starting around the cost of a daily coffee. These programs are built on compliant surcharge and cash‑discount structures that shift or offset card fees while keeping your operation fully equipped with modern hardware.​

Why 0% processing matters now

Card and digital payments continue to take share from cash, which means processing costs directly impact your margin on almost every sale. Zero‑fee and fee‑reduction models let you protect margin without raising base prices across the board, especially important in a year of higher interchange complexity and network rule changes.​

With eDataPay’s 0% processing specials, qualified merchants can:

• Eliminate or sharply reduce monthly processing bills using compliant surcharge or cash‑discount programs.​

• Reinvest savings into marketing, staff, or inventory instead of fixed payment fees.​

Free terminals and low‑cost POS rentals

Many processors advertise “free terminals” but lock merchants into long contracts, leases, or inflated rates that erase the savings. The current eDataPay promotion focuses on modern, EMV‑ready terminals and large touchscreen POS systems designed for restaurants, retail, and service businesses.​

Highlights of the hardware offer:

• Free countertop or wireless terminals for qualifying accounts, with chip, tap, and magstripe support and digital receipts.​

• Large‑screen POS systems available from about $40/month in rental form, giving you a full register, reporting, and tip management without a heavy up‑front purchase.​

• Configurations for quick‑service, full‑service restaurants, retail inventory, and service providers, including cash drawer and kitchen printer options.​

How the 0% and savings programs work

“0% processing” typically relies on one of two models used across the industry: surcharge programs or cash‑discount pricing. With a surcharge model, cardholders pay a clearly disclosed fee on credit card transactions, while the merchant keeps the full sale amount and pays little or nothing in processing costs.​

Key points to understand:

• Credit card surcharges are allowed in many US states when properly disclosed and capped, and they must not be applied to debit where prohibited.​

• Cash‑discount programs increase the listed card price slightly, then offer a discount for customers who choose cash, effectively offsetting card costs while rewarding cash users.​

• eDataPay configures your terminal or POS so these rules are applied automatically at checkout and reflected correctly on receipts.​

Who benefits most from these specials

The current eDataPay promotions are especially attractive for:

• Restaurants, cafes, and bars with high card usage and frequent small tickets, where fees can quietly erode profit.​

• Retail shops, salons, and healthcare offices that need reliable terminals or a full POS but want to avoid large hardware purchases.​

• Professional services and high‑risk or specialized online merchants looking to reduce operating costs while retaining robust, compliant payment infrastructure.​

Because many competitors offer similar 0% and free‑equipment deals, the real advantage is in transparent pricing, contract flexibility, and hands‑on support for configuring your program and training staff. eDataPay and eData Financial Group combine these promos with tailored underwriting and multi‑channel support (ecommerce, POS, crypto gateway) so your business can accept more payments, keep more margin, and scale on stable rails.