eData Financial Group offers fast, flexible business lines of credit up to $500,000 and B2B business loans designed to keep your company growing, not waiting on a bank decision. With more than 20 funding partners and lenders ready, your business can access working capital, expansion funding, and cash‑flow solutions on terms that match real‑world needs.​

Business Line of Credit up to $500K

A business line of credit gives you ongoing access to funds you can draw, repay, and use again as your company needs them. eData Financial Group connects you to revolving credit facilities from $10,000 up to $500,000 so you only pay for what you use.​

Key features:

• Flexible revolving line of credit up to $500K

• Draw as needed; interest only on the amount you use

• Use funds for payroll, inventory, marketing, or emergencies

• Fast approvals and rapid access to capital, often in days

• Designed for small and midsize businesses across many industries

This structure is ideal for managing uneven cash flow, seasonal swings, or surprise opportunities that require quick capital.

B2B Business Loans & Working Capital

Beyond lines of credit, eData Financial Group provides term loans and working capital advances through a network of more than 20 funding partners. These options are built for companies that prefer a fixed repayment schedule and a specific lump sum upfront.​

Business loan options include:

• Fixed‑term business loans for expansion, equipment, or remodeling

• Working capital loans for marketing, staffing, or new contracts

• Short‑term and mid‑term structures to match your cash‑flow profile

• Options for businesses that may not qualify with traditional banks

Because eData already understands your payment volumes and industry through merchant services, lenders can often underwrite faster and more accurately than a cold, one‑off application.

Why Businesses Choose eData for Funding

As a payments and merchant services leader since the late 1990s, eData Financial Group and eDataPay see your real transaction data, not just a credit score. That insight allows better matching between your business and the right lender, limit, and structure.​

What sets this B2B funding solution apart:

• Over 20 lending partners and structures available for different risk levels and industries​

• Ability to pair 0% processing / dual pricing programs with funding to free up cash flow for growth​

• Experience with high‑risk and hard‑to‑fund verticals through global acquiring and merchant services​

• Next‑day and often same‑day access to funds once approved, depending on lender and program​

For many merchants, eData becomes a single partner for payments, funding, and growth strategy, rather than juggling multiple disconnected providers.

Built for Real B2B Needs

B2B companies have different cycles and needs than consumer businesses: longer receivables, large invoices, and project‑based work all require flexible credit. eData’s business financing programs were designed with these realities in mind.​

Common use cases:

• Smoothing cash gaps between sending invoices and getting paid

• Buying inventory in bulk at a discount

• Launching new locations, product lines, or marketing campaigns

• Hiring staff ahead of busy seasons or large projects

• Covering unexpected expenses without draining reserves

Combined with eDataPay’s payment processing and same‑day payouts, a line of credit or business loan becomes part of a broader cash‑flow and growth system rather than a one‑time fix.​

How to Get Started

Getting started is straightforward and designed not to disrupt your day. A simple application and a few core documents are usually enough for an initial review, similar to other fast online business credit providers.​

Typical steps:

1. Share basic business information and recent bank statements.

2. Allow eData Financial Group to match you with the right lender and program.

3. Review your offers, including line amount, term, and pricing.

4. Accept and receive funds, often as quickly as the same or next business day, depending on lender.

If your business is ready for a flexible line of credit up to $500K or a structured business loan, eData Financial Group can connect you to the right funding partner while also optimizing your payments, fees, and cash flow.