Adyen and us.

Adyen is a Dutch payment company that allows businesses to accept e-commerce, mobile, and point-of-sale payments. It is listed on the stock exchange Euronext.

Adyen is a strong global payments company, but for many U.S. businesses there is a more practical, profitable option: eDataPay and eData Financial Group. By combining direct relationships with top U.S. banks, free POS and terminals, dual pricing, 0% cost plans, and same‑day funding, eDataPay is engineered specifically around what American merchants, franchises, and local businesses actually need to grow.

Adyen: Global Dutch Payments Provider

Adyen is a Dutch payment company listed on Euronext that enables businesses to accept ecommerce, mobile, and point‑of‑sale payments through a single global platform. It built its reputation on a “one platform, one integration” model that supports omnichannel payments and direct acquiring in multiple regions, along with its own terminal hardware and software and advanced tools like network tokenization and 3‑D Secure 2.2 authentication.

For large international brands, Adyen’s unified architecture simplifies settlement formats, supports many alternative payment methods, and uses machine learning to improve authorization rates and detect irregular or non‑compliant platform activity. Global marketplaces and enterprises often choose Adyen when they need a single provider to consolidate many geographies and payment types.

Why U.S. Businesses Choose eDataPay Over Adyen

For U.S. merchants focused on profit, cash flow, and local service, eDataPay is built to solve problems that a global, Europe‑centric PSP often overlooks. eData Financial Group is a U.S.‑driven payments and merchant services provider, closely aligned with major American banks and acquirers, with programs and pricing built for local businesses rather than only global giants.

Key advantages for U.S. merchants:

• Top U.S. bank relationships: Direct connections to leading American acquiring banks, tuned for U.S. cardholder behavior, underwriting, and regulations.

• Free POS & terminals program: Modern countertop, wireless, and smart POS terminals provided with aggressive pricing structures, including dual pricing and cash‑discount style setups.

• Dual pricing & 0% cost plans: Programs that let merchants legally pass some or all processing costs to customers, reducing or eliminating card fees while staying compliant with card‑brand rules and state laws.

• Same‑day and next‑day payouts: Fast funding designed for U.S. cash‑flow cycles, especially valuable for restaurants, retail, service businesses, and high‑volume ecommerce.

• Flexible for every size: From local stores to multi‑location chains and online brands, merchants get tailored setups instead of a rigid, one‑size global product.

 

Technology: Multi‑Gateway, Load Balancing & True Omnichannel

Adyen emphasizes a single global stack; eDataPay emphasizes flexibility and redundancy for American merchants that run on different platforms and need optionality.

How eDataPay’s architecture benefits you:

• Multi‑gateway support: Connect to multiple U.S. and global gateways at once (NMI, Authorize.Net, and others), reducing dependency on a single processor.

• Load balancing & smart routing: Route transactions between banks and gateways to improve approval rates, manage risk, and keep you processing even if one path has issues.

• Ecommerce platform integrations: Ready‑made and custom integrations for Shopify, WooCommerce, Magento, BigCommerce, custom APIs, and more.

• In‑store + online = unified: Use the same partner for POS, ecommerce, virtual terminals, recurring billing, invoicing, and mobile wallets.

• Future‑ready options: Support for contactless, QR code, and alternative payment methods alongside traditional card rails.

This flexible, multi‑rail approach gives merchants something Adyen’s “single back end” model can’t easily offer: control and resilience without losing simplicity.

Profitability & Support: What Local U.S. Companies Actually Feel

For a U.S. business owner, the difference between a global PSP and a payments partner like eDataPay shows up in profit, support, and speed of response.

What you gain with eDataPay:

• Lower effective cost of acceptance through dual pricing, 0% plans, and tailored interchange‑plus or flat‑rate programs.

• Real human support in your time zone, with people who understand U.S. banking, U.S. rules, and U.S. customer expectations.

• Hands‑on onboarding: Help with POS setup, ecommerce connection, gateway configuration, and card‑brand compliance from day one.

• Scalable as you grow: Start with a single shop or online store and expand to multiple locations, franchises, or national ecommerce without switching providers.

• Alignment with banks and card brands: eData acts as a bridge between merchants, U.S. banks, and networks like Visa, Mastercard, Amex, and Discover, ensuring long‑term MID health and stability.

The Bottom Line: A Better Fit for American Merchants

Adyen remains a powerful solution for multinational, enterprise retailers and platforms that require a European‑built, global single‑stack provider. But if you are a U.S.‑based business, franchise group, ISO, ISV, or bank focused on:

• Maximizing profit through dual pricing and 0% plans

• Getting free POS terminals and smart devices

• Enjoying same‑day payouts and strong local bank ties

• Using multi‑gateway, load‑balanced connections across all major ecommerce platforms (including Shopify)

• Working with a partner that truly understands U.S. merchants and high‑risk verticals

…then eDataPay and eData Financial Group are often the better, more profitable, and more flexible choice.

Ready to compare your current setup with what eDataPay can do?
A short statement and recent processing statement are usually all it takes to show you how much more you could save and earn with a U.S.‑focused, bank‑direct payments partner.

Ready to see how eDataPay can transform your business?

Let’s talk.

Call us at:

• (888) 395-9554
• (561) 395-9554

Text, What’s UP, Telegram: +1-561-212-3370

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