Adult Business

The 4 major credit card brands are Visa, Mastercard, American Express, and Discover.

We are going to be reviewing eDataPay merchant processing credit card processing services.

Examples of card brands include Visa®, Mastercard®, American Express®, Discover®, China UnionPay®, and JCB®. Some card brands, such as Visa and Mastercard, partner with industry members to perform different tasks throughout the payment lifecycle.

eDataPay: Reliable and Secure Payment Processing for Adult Businesses

Are you struggling to find a trustworthy payment processor for your adult business? Whether you operate a live cam service, sell adult toys, or run an online dating site, eDataPay offers tailored solutions to meet the unique needs of the adult entertainment industry. With years of experience and competitive pricing, we help your business thrive while navigating the complexities of high-risk payment processing.

Why eDataPay for Adult Merchant Accounts?

Adult businesses face challenges that traditional payment processors often shy away from. At eDataPay, we understand the nuances of your industry and provide reliable, secure, and compliant solutions. Here’s why you should choose us:

  1. Expertise in the Adult Industry:
    • Over 20 years of experience serving legal adult businesses.
    • Tailored services for live cams, pornography, adult toys, dating platforms, and more.
  2. Competitive Rates:
    • Low rates starting at a blended 2.95%.
    • No application, setup, or annual fees, saving you upfront costs.
  3. Fast Approvals:
    • Same-day to 72-hour approval times to get you processing payments quickly.
  4. Advanced Fraud Prevention:
    • Tools like Order Insight by Verifi and sophisticated BIN-checking systems.
    • Real-time fraud and chargeback mitigation with partner product CB-ALERT.
  5. Global Reach:
    • Support for major markets worldwide, including the U.S., U.K., Europe, and more.

The Challenges Adult Merchants Face

Reputational Risks

Adult businesses often face reputational challenges that discourage banks and mainstream payment processors. eDataPay partners with businesses others deem too risky, ensuring you have a dependable merchant account.

Fraud and Chargebacks

Fraud, including both “friendly fraud” and confirmed credit card fraud, is rampant in the adult industry. Chargebacks can cripple your business if not managed correctly. At eDataPay, we mitigate these risks with:

  • Chargeback Prevention Tools: Tools like Verifi’s Order Insight and Ethoca Alerts prevent disputes before they escalate.
  • Dispute Management Services: Expert handling of chargeback claims to recover lost revenue.

Key Features of eDataPay’s Adult Merchant Accounts

  • Secure Payment Gateway: Accept payments securely with PCI-compliant technology.
  • Multi-Currency Support: Process payments in multiple currencies, enabling global sales.
  • Comprehensive Fraud Protection: Tools to reduce unauthorized transactions and chargebacks.
  • Transparent Pricing: No hidden fees; just clear and competitive pricing for your business.
  • Major Card Acceptance: Support for Visa, Mastercard, American Express, and Discover.


How to Apply for an Adult Merchant Account

Applying for an adult merchant account with eDataPay is simple. Here’s what you’ll need:

  1. Business incorporation certificate.
  2. Bank account details (e.g., voided check or signed bank letter).
  3. Financial and processing statements (if applicable).
  4. A compliant website with clear terms, refund policy, and contact details.
  5. Proof of compliance with regulations specific to your industry.

Once you submit your application, we’ll work quickly to approve and set up your account.

High-Risk Registration Fees

High-risk registration fees are fees you pay to the card schemes (VISA/Mastercard) to start processing payments. For example, Mastercard and Visa will each require $950 for registration before going live and then annually, thereafter. (Please note, it used to be $500, but this was changed due to the VIRP update on April 1.

Offshore Accounts for Global Reach

For businesses with international customers, eDataPay offers offshore merchant accounts. This allows you to:

  • Reduce fees for cross-border transactions.
  • Build relationships with local banks for better processing rates.
  • Expand globally with ease.

Boost Your Approval Ratios and Conversions

At eDataPay, we help adult businesses increase their sales conversions by minimizing declined transactions and offering customized solutions. With advanced fraud prevention tools and tailored support, you can focus on growing your business while we handle the complexities of payment processing.

Adult Industry Compliance: 2257 Record-Keeping and Content Monitoring

To maintain compliance and protect your business, eDataPay assists with:

  • Ensuring your site has 2257 record-keeping for adult content.
  • Developing content monitoring policies to prove compliance with evolving industry standards.
  • Providing tools for secure data storage and transaction handling.

Transparent and Fair Fee Structure

We believe in clear pricing for all our services. Here are some of the fees you can expect:

  • Authorization Fees: Charged per transaction attempt, even if declined.
  • Chargeback Fees: Assistance with dispute resolution to minimize financial impact.
  • Settlement Fees: Transparent rates for completed transactions.

Security First: Protecting You and Your Customers

The adult industry is uniquely vulnerable to data breaches. A security breach doesn’t just harm your business; it can also damage your customers’ reputations. eDataPay ensures robust security protocols to protect your data and build trust with your clientele.

Countries We Serve

As a global payment processor, eDataPay supports businesses in countries worldwide, including:

  • United States, United Kingdom, Canada, Germany, France, Netherlands, Sweden, and many more.

Why Wait? Start Processing Payments Today

Don’t let payment processing hurdles slow your business down. With eDataPay, you’ll gain access to tailored merchant account solutions that let you focus on what matters most—growing your business.

Apply Now to get your adult merchant account pre-approved today. Let eDataPay be your trusted partner in navigating the complexities of high-risk payment processing.

Contact Us Email: sales@edatapay.com
Phone: 1-561-395-9554

Transform your adult business with eDataPay’s reliable and secure payment processing solutions. Let’s make your vision a reality!

Benefits of a eDataPay , US banks and International Merchant Account

We Are #1

US and International Merchant Account Provider!

At eDataPay,

 The merchant account specialists from small business to fortune 500 enterprises organizations nationwide have trusted us to handle our merchant processing, basically we’re gonna give you a free cost comparison free accounts set up, free gateway setup, low rates and fast approvals, 98% approval rating, no application or setup fees, benefits from secure transactions and, it’s good for good for both.

it’s a free comparison and see you can see if you can save money on your processing fees if you don’t have an account and you’re just getting started, eDataPay will get you started with the lowest rates much lower than your typical bank will offer you because you know, the bank is basically just giving everybody the same rates and fees and they have all the technology. 

New and existing businesses can and should apply. The free cost comparison is important because if you’re an existing business and you already have a merchant account you could be paying a lot more for your merchant processing fees then you really need to, and eDataPay will do our best to beat those fees and get you the lowest processing fees.

Whether you are looking for a shopping cart eCommerce for your website, so you can have folks purchase and create a shopping cart to checkout.  Or a phone order with virtual terminal or in person terminal, whether you’re a restaurant and you need a point of sales system to order tickets in the kitchen or your retail store and you need a point of sale sticking and you need a point of sale system for tracking inventory. eDataPay got it.

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eData can satisfy clients with different requirements. So don’t waste your precious time on hesitations.